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You hold the asset
Physical gold in an IRS-approved depository isn't an IOU on a screen. It's a tangible reserve that exists whether or not a bank, broker, or counterparty does.
Self-Reliance · Hard Assets · Independence
Take control of
your retirement.
Paper promises can be printed, frozen, or inflated away. Hard assets cannot. Right for Liberty is a plain-spoken guide to owning physical gold inside a retirement account — so your independence rests on something you can hold.
100%
Physical metal
IRS
Approved depositories
A+
BBB top partner
Editor's Choice 2026
Newmont Capital Group
Our #1 rated gold IRA partner · $50,000 minimum
Why hard assets
Independence you can hold in your hand.
The case for owning real assets isn't fear — it's ownership. Four reasons self-reliant savers move a portion of their retirement into physical gold.
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A hedge against debasement
Currencies can be printed without limit; the supply of gold cannot. For generations it has held purchasing power while paper has steadily thinned.
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Outside the system's reach
Hard assets sit apart from the daily swings of equities and the policy decisions of central banks — a measure of independence inside a tax-advantaged account.
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Built for the long haul
Self-reliance isn't a trade. It's diversifying a slice of retirement into something durable, then leaving it to do its quiet work over decades.
Self-reliance, by design
Independence isn't given. It's held — and handed down.
Real metal, in your name, outside the reach of a printing press. The kind of reserve a family can stand on for generations.
How it works
From paper savings to owned metal — in four steps.
It's a well-worn path with a guide at every turn. Here's the honest shape of the process, start to finish.
- 01
Open a self-directed IRA
A self-directed IRA is the vehicle that lets your retirement account hold physical metals. Your partner sets it up with a qualified custodian — no tax event, no penalty.
- 02
Fund it — or roll over
Move funds from an existing 401(k), 403(b), TSP, or IRA with a direct rollover, or contribute new dollars. The transfer is handled custodian-to-custodian.
- 03
Choose IRS-approved metals
Select eligible gold and silver that meet IRS purity standards. Your partner prices transparently against spot and walks you through the options.
- 04
Store in a secure depository
Your metal ships to an insured, IRS-approved depository — Delaware Depository, Brink's, or Loomis. It's allocated, titled to your IRA, and fully auditable.
Want the long version? Read our full walkthrough of how a gold IRA works →
2026 Editorial Rankings
The best gold IRA companies, ranked.
Our independent assessment of the dealers worth your retirement — judged on fees, transparency, storage, reputation, and buyback terms. Each one branded with where it stands.
No.1
★ Featured Partner
Editor's Choice 2026
Newmont Capital Group
Our top-rated featured partner: BBB A+ rated, transparent spot-based pricing, IRS-approved depository partners, and a no-obligation buyback commitment. Full details on newmontcapitalgroup.com.
- ▸BBB A+ rating
- ▸Transparent, spot-based pricing
- ▸Delaware Depository, Brinks & Loomis storage
- ▸No-obligation buyback commitment
- ▸No-Fees-For-Life program on qualifying accounts
The rest of the field, branded in order
See all company reviews
Ratings are our independent editorial opinion, not user reviews.
Straight answers
Questions, answered plainly.
What does it mean to take control of my retirement with hard assets?+
It means owning a portion of your retirement as tangible property — physical gold or silver held in an IRS-approved depository — rather than only paper holdings like stocks, bonds, or cash. The metal is allocated and titled to your IRA, giving you direct ownership inside a tax-advantaged account.
Can I move my existing 401(k) or IRA into gold without a penalty?+
Yes. A direct rollover or transfer from a 401(k), 403(b), TSP, or existing IRA into a self-directed IRA is not a taxable event when handled custodian-to-custodian. No taxes or early-withdrawal penalties apply because the funds never pass through your hands.
Where is the physical gold actually stored?+
IRS rules require IRA metals to be held by an approved, insured depository — commonly Delaware Depository, Brink's, or Loomis. Your holdings are stored securely, fully insured, and auditable. Home storage of IRA metals is not permitted under current IRS guidance.
How much do I need to get started?+
Account minimums vary by company. Our top-rated featured partner, Newmont Capital Group, lists a $50,000 minimum, while other dealers we cover start lower. The right minimum depends on your goals; a no-obligation consultation can help you size an allocation that fits.
Which metals qualify for a gold IRA?+
The IRS sets purity standards — generally 99.5% pure gold and 99.9% pure silver — and approves specific coins and bars, such as American Gold Eagles and many bullion products. A reputable partner will only offer eligible, IRS-approved metals for your account.
Is this financial advice?+
No. Right for Liberty publishes independent education and editorial opinion, not personalized financial, tax, or investment advice. Precious metals carry risk, including loss of principal. Always do your own research and consult a licensed professional before making decisions.
Free · No obligation
Claim your free Self-Reliance Retirement Guide.
A plain-English handbook on protecting retirement savings with physical metals — plus a no-pressure consultation with our top-rated partner. Your information is kept private.
- ✓How a gold IRA rollover actually works
- ✓IRS-approved metals & secure storage explained
- ✓What fees to expect — and what to avoid
Prefer to read first? Browse our free self-reliance guides →