Goldco review
Goldco is one of the more accessible on-ramps for folks rolling an old 401(k) into something they can hold. A clearly published fee schedule and a real buyback program matter when you are trusting a firm with retirement money you intend to keep for the long haul.
Our editorial score
Goldco is a large, well-established precious-metals IRA firm with a $25,000 minimum, a transparent published fee schedule, and a strong buyback program. That mix makes it a popular full-service choice for first-time and mid-size investors.
External link to the company's official website.
At a glance
- Account minimum
- $25,000
- BBB rating
- A+ (accredited)
- Founded
- 2006
- Headquarters
- Calabasas, California
- Metals offered
- Gold, Silver
Fees & pricing
Commonly cited schedule: roughly $50 one-time setup, around $125 annual maintenance, and storage near $100/year (non-segregated) or $150/year (segregated) — typically about $225-$275/year all-in. Eligible larger accounts may qualify for fee waivers. Confirm current figures directly.
What we like
- ▸Lower $25,000 minimum makes it more accessible than $50k-minimum rivals
- ▸Clearly published, predictable annual fee schedule
- ▸Strong buyback program and dedicated rollover assistance
- ▸A+ BBB rating and a long operating history (since 2006)
Worth weighing
- ▸Promotional bonus-metal offers can obscure the true cost basis and are tied to large purchases
- ▸Limited to gold and silver (no platinum or palladium)
- ▸First-year cost rises once setup and segregated storage are included
Standout features
- ◆Buyback program with a highest-price guarantee
- ◆Dedicated rollover assistance for 401(k)/403(b)/TSP/IRA transfers
- ◆Promotional bonus metals on qualifying large purchases
- ◆Lower minimum than education-focused premium rivals
Partners
- Storage / depositories
- Brink's, Delaware Depository
- IRA custodians
- STRATA Trust, Equity Trust
Goldco: common questions
What is the minimum to open an account with Goldco?+
Goldco lists a stated account minimum of $25,000. Minimums can change and may vary by account type, so confirm the current figure directly before committing.
Is Goldco BBB accredited?+
Goldco holds a BBB rating of A+ and is BBB accredited. A BBB rating reflects the Better Business Bureau's assessment, not a guarantee of investment outcomes.
Where does Goldco store IRA metals?+
IRA metals are held at IRS-approved depositories. Goldco works with Brink's, Delaware Depository. Home storage of IRA metals is not permitted under current IRS guidance.
What does Goldco charge in fees?+
Commonly cited schedule: roughly $50 one-time setup, around $125 annual maintenance, and storage near $100/year (non-segregated) or $150/year (segregated) — typically about $225-$275/year all-in. Eligible larger accounts may qualify for fee waivers. Confirm current figures directly.
Sources
- https://www.bbb.org/us/ca/woodland-hills/profile/gold-buyers/goldco-1216-100109958/accreditation-information
- https://www.seniorliving.org/finance/ira/gold/goldco/
- https://www.retirementliving.com/reviews/goldco-review
- https://www.goldco.com
Facts last reviewed 2026-06. Ratings are our independent editorial opinion, not user reviews. This content is for general education only and is not financial, tax, legal, or investment advice. Investing in precious metals carries risk, including loss of principal. Consult a licensed professional before making decisions.